The main figure that we can extract from its report is a decrease in capital adequacy, which is approaching the minimum mandatory limit.

This bares the problem of uncollected money.

https://www.vtb.ru/media-files/vtb.ru/sitepages/ir/statements/results/rus-vtb-group-ifrs-as-of-30-november-2025.xlsx

Receiving dividends is becoming more and more vague.