Today we are in a space of instability of financial life.

Therefore, we should choose financial instruments that will follow events less aggressively.

Now government bonds with a floating coupon and linked to inflation offer good prospects.

Floating coupon bonds are linked to the Central Bank's key rate and the liquidity of the banking sector.

Thus, it is useful to calculate the yield of the Central Bank's key rate for a certain period.

... Читать дальше »

Weekly inflation makes the day again.

The monetary situation is getting a little worse.

Financial risks are also growing.

Figure 1 and  2.

If we take the dividends for 8 years, double them and divide them by the number of shares, we get the following:

year16  27974

year17  14763

year18  13598 ... Читать дальше »

The presented report continues to deepen the contradiction between the reported net profit and the liquidity of the balance sheet.

This is not surprising due to the growth in the volume of loans issued.

Figure 1.

Liquidity can be expressed using a coefficient, which is explained below.

Liquidity coefficient = 1 – loans issued / balance sheet

Now it looks like this. ... Читать дальше »

It is not easy to draw it but it possible.

First, we will take these two indicators from the US statistics in their annual growth rate.

Figure 1.

The volatility of budget expenditures is high, so we need to smooth it out by calculating the average value.

Figure 2.

Then we compare this with the inflation ... Читать дальше »

This is a good graph explaining the financial problem of the current moment.

As we know the new money is created through budget expenditures.

And since we have data on budget expenditures for the specified period, we can calculate the necessary dollar exchange rate for the difference between the growth of expenditures in the USA and the Russian Federation.

First we calculate the difference.

Figure 1.

This is approximately =7.26 / 1 ... Читать дальше »

This is inflation.

Despite the fact that the report has been published, we still do not know the results of the 22nd year.

So we have to imagine its results by doubling the numbers in six months.

Thus, the value for the last two years in the graph below is an assumption.

Figure 1.

This data on the chart can help us to estimate the company approximately.

Possible dividends per year can be about 150 rubles ... Читать дальше »

According to new data, the outflow of money from banks resumed last week.